What is Churp Churp?

I learned about Churp Churp thru a friend. Helping someone earn a dollar just by signing up and it didn't cost me anything. Churp Churp is an opportunity to earn some money online. No worries they wouldn't sell you anything. You just have to sign-up to be a member and you'll earn by sharing messages on the latest updates, campaigns and events to your friends. Interested? Click on this link to sign-up. I'll be earning SGD1.00 for every successful sign-up =)

To learn more about Churp Churp here's the link to their FAQ page ->> http://www.churpchurp.com/faq-churper/

Below is my Churp Churp Dashboard. There you can see the amount I already earned (SGD 0.51). Yeah, I know it isn't something to brag about but as you can see I just completed two tasks and haven't been a very active Churper. I'm sharing this with you and if you know that this is  something that you can benefit from then why not try it. We spent a lot of time using Facebook and Twitter and this could help us earn some extra money.

Once you signed up and become a churper, you can start spreading the word and invite your friends to join and start earning the rewards.
Sign-up now ->> http://www.churpchurp.com/lanilei12/share/churpinvite-sg

For my friends in the Philippines, you can also be a churper. Click on this link ->> http://ph.churpchurp.com/

Budget and Savings

When your baby is born, your financial picture changes drastically. Now it's more important than ever to create, maintain and stick to a budget. You now have someone depending on you to keep the family financial matters in order. A well-thought-out budget will be your most valuable tool in managing the family money.

I came across this site and found the above lines in the first paragraph. Well, looking back when we had our first child the way we look and handle our money matters indeed changed drastically. We started creating a spreadsheet to make it easier to see and plan our budget. Making and planning a budget is the easy part. Sticking to our budget is the challenging part. As years goes by I can say we are getting wiser and smarter. At first the money we save is the amount that's left when all bills are paid and all expenses are made. Here is the formula: Savings = Total Income - Total Expenses. At end of each month we usually saved little or most of the times none. If in case, this is what you are still doing in handling your finances I suggest that you make changes as soon as possible. So after some trial and error and taking advises from books and friends the best way (for us) to save is to treat the amount we save as part of our monthly expenses and make it automatic. We opened a special type of savings account - MySavings account at POSB. In this type of savings account you choose the amount and savings date, and the savings will be made automatically each month. So when savings has been made we'll have to live within what's left - for bills, food, house rent, groceries and others.